Ua noʻonoʻo mau mākou i ka nānā ʻana i ka TV ma ke ʻano he hobby-slash-addiction, a hiki i ko mākou ʻike ʻana aia he pūʻulu hana e uku iā ʻoe i ka binge-watch.
He mea nui nā kamaʻilio e pili ana i ke kālā, akā ʻike ʻoe pehea ʻoe a me kou hoa makemake e kamaʻilio? Hōʻike mākou i nā ʻano like ʻole.
Inā ʻoe e ʻai i waho, hiki paha iā ʻoe ke helu. Eia nā polokalamu meaʻai wikiwiki ʻehiku maikaʻi loa e uku iā ʻoe me nā meaʻai a me nā mea inu manuahi.
Manaʻo mākou i ka Ford Edge Titanium 2019, he SUV kaʻa waena i hoʻolālā ʻia no nā ʻohana.
Inā makemake ʻoe e hana mehameha ma luna o kahi keʻena pahū, eia nā hana 11 e noʻonoʻo ai.
Aia ke kiʻekiʻe o ka nele i ka hana. Eia pehea e hoʻohana ai iā LinkedIn i kāu pono a hoʻopaʻa i kāu gig aʻe.
Aia ʻoe ma ka pā e pili ana i ka manawa maikaʻi loa e kiʻi i ka makana maikaʻi loa ma ke TV. Ua nīnau mākou i kahi loea.
Eia nā kaʻa 8 maikaʻi loa a me nā SUV no lalo o $40,000 - no laila hiki iā ʻoe ke kiʻi i nā bele a me nā puʻupuʻu āpau ma ke kumukūʻai kūpono.
E kōkua ana kēia alakaʻi hoʻomaha hoʻomaha e hōʻemi i nā pāʻani kuhi (a me nā pilikia kālā o ka hopena o ka makahiki).
E hāpai i kou lima inā ua hele ʻoe i ka laina hōʻaiʻē hale kūʻai e hāʻule wale kou ʻāʻī i ka nui pupule āu e ʻaiʻē ai. ($7.30 no ka blueberries? He aha?!) ʻAʻole hou, inā lōʻihi ʻoe e hoʻohana i kēia mau ʻōlelo aʻoaʻo no ka mālama kālā ʻana i nā mea kūʻai.
ʻOiaʻiʻo, ua hāʻawi ka IRS i kahi lumi wiggle i ka wā e pili ana i ka hoʻolimalima FSA ma 2020 a me 2021, akā inā ʻaʻole pili ia iā ʻoe, eia pehea e hoʻohana ai i kēlā mau kālā ma mua o ka nalowale ʻana iā lākou ma Malaki 15.
Ua mākaukau ʻoe no ka uku uku, akā ʻaʻole maopopo i ke ʻano o ke kamaʻilio ʻana. Eia kāu alakaʻi no ka mea e ʻōlelo ai i ka wā e noi ai i kahi hoʻonui, no laila e loaʻa iā ʻoe ka puʻupuʻu āu e pono ai.
Ua hōʻike mai nā ʻikepili iā mākou he 42 pakeneka o nā makuahine ka mea hoʻokahi a i ʻole nā mea ʻai mua no ko lākou ʻohana, a kokoke i 40 pākēneka o nā wahine e ʻoi aku i mua o kā lākou kāne. Kaʻana like ʻo Kauka Gail Saltz psychiatrist i nā mea hina maʻamau no nā kāne me nā waihona kālā kaulike ʻole, a me nā hoʻolālā no ka pili pū ʻana.
ʻAe, ua hoʻopalau ʻoe. Eia, pehea e huki ai i kahi mare me kahi kālā $25,000. Loaʻa iā ʻoe kēia.
Ma mua o kou paʻi ʻana i ka pūnaewele, pono e hoʻolohe i nā uku maikaʻi loa āu e ʻike ai ma 2020.
He mea paʻakikī ke hoʻokaʻawale i nā mea āu e lawe nei, ʻoi aku hoʻi i ka wā e pili ana i kāu ʻeke. Eia, he aha ka mea e mālama ai i loko o kāu ʻeke a me ka mea e hoʻolei.
Nīnauele hana pilikino? E kōkua kēia mau ʻōlelo aʻoaʻo iā ʻoe e hoʻokele a hana i kahi manaʻo maikaʻi i kāu kamaʻilio wikiō.
I ka hiki ʻana mai i ka ʻona home, e mālama ʻoe i kahi kīʻaha nui a nui inā ʻike ʻoe i kāu mea e pono ai. Ua nānā mākou me Lisa Greene-Lewis, CPA a me TurboTax Tax Expert, no nā wahi koʻikoʻi a pau āu e hoʻohana ai i ka lokomaikaʻi o ʻAnakala Sam, ke hiki mai i kou home ʻo ia.
Ke ʻimi nei ʻoe i ka SUV nani piha piha maikaʻi loa? Eia 6 ko makou poe hooponopono aloha.
ʻO ka lakio aie-i-equity kahi mea e helu ai nā mea ʻoihana āpau. Akā, maopopo anei iā ʻoe ke ʻano o ia mea? A i ʻole pehea e hana ai? Loaʻa iā mākou nā pane.