Hiki i ka honua nui o ka hoʻemi ʻana ke loaʻa i ka ʻoi loa o ke kālā astute i waena o mākou e ʻohi ana i ko mākou mau poʻo i ka wā ʻauhau. Akā i ka wā e pili ana i ka ʻona home, e mālama ʻoe i ka nui, nui kālā inā ʻike ʻoe i kāu mea e pono ai. Ua nānā mākou me Lisa Greene-Lewis , CPA a me TurboTax Tax Expert, no nā wahi koʻikoʻi a pau āu e hoʻohana ai i ka lokomaikaʻi o ʻAnakala Sam ma mua o ka home.
PILI: 4 Nā mea e ʻike ai e pili ana i kāu ʻauhau inā he pēpē kāu i kēia makahiki
iwakālua20 Uku moraki
Ka nui: Hiki iā ʻoe ke unuhi i ka nui o ka ukupanee i uku ʻia ma kāu moraki. Inā kūʻai ʻoe i kou home i ka makahiki i hala, pono e loaʻa iā ʻoe kahi palapala i kapa ʻia ʻo Pepa 1098 mai kāu mea hāʻawi aku e pili ana i ka nui o ka uku panee i uku ʻia, a me nā helu āu i uku ai, i hiki ai iā ʻoe ke hoʻonui i kāu mau unuhi no ka hoʻihoʻi hou aku.
Pohō Pohō
Eia ka manaʻolana ʻaʻole ʻoe e koi maoli i kēia, ʻo ia ka hopena o kahi hanana hikiwawe, manaʻo ʻole a ʻike ʻole paha (e like me ka pōʻino o ka waiwai ma muli o ke kau ʻino weliweli o ka makahiki i hala, no ka laʻana). Inā ʻoi aku ka nui o kāu mau poho ma mua o 10 pakeneka o kāu loaʻa kālā, hiki iā ʻoe ke unuhi i nā mea i uhi ʻole ʻia e kāu ʻinikua.
ikehu lā
Inā ua hana ʻoe i nā hoʻomaikaʻi ʻana o ka lā i kēia mau lā (e ʻike: nā panela ikehu), hiki iā ʻoe ke hōʻaiʻē he 30 pakeneka o ka huina kālā, me ka hoʻokomo ʻana, me ka palena ʻole. E hoʻomanaʻo e hāʻule ana ka ʻaiʻē waiwai kūpono i nā makahiki ma lalo o ke code ʻauhau hou, no laila, mai kali lōʻihi inā ʻoe e noʻonoʻo nei i ka manaʻo. (Ua emi ka aie i 26 pakeneka no ka makahiki ʻauhau 2020; 22 pakeneka no ka makahiki ʻauhau 2021, a laila e pauKekemapa 31, 2021.)
iwakālua20 Mālama Moʻolelo
E kūʻai i kahi fixer-luna kahiko? Hiki paha iā ʻoe ke hoʻokaʻawale. ʻOiai ʻo ka ʻaiʻē mālama mōʻaukala e pili wale ana i nā waiwai 'loaʻa kālā' (e like me nā hale kalepa), aia kekahi mau mokuʻāina i nā hōʻaiʻē ʻauhau mālama mōʻaukala no nā hale noho ʻia. I mea e kūpono ai iā lākou, pono e helu ʻia kou hale ma ka National Register of Historic Places, a pono e nānā ʻia nā hana i hana ʻia no ka hoʻokō ʻana i nā koi mālama.
Na lilo hoolimalima ma ka hale lua
ʻAʻole like me kou hale noho mua (ʻo ia hoʻi ʻaʻole e helu i kahi hoʻolimalima ma ke ʻano he ʻauhau ʻauhau), inā ʻoe e hoʻolimalima i kou home ʻelua no ʻelua pule o ka makahiki, pono ʻoe e hōʻike i kou hoʻi ʻana. Eia nō naʻe, hiki iā ʻoe ke loaʻa nā ʻauhau ʻauhau ma ke ʻano o nā kumukūʻai mālama e pili ana i nā lilo hoʻolimalima: ʻo ia hoʻi nā mea e like me nā lako, hoʻoponopono a me nā lako.
Hoʻokuʻu ʻia nā kālā kālā
ʻAʻole pono ka hapa nui o nā mea ʻauhau e uku i ka ʻauhau ma ka loaʻa kālā kūʻai o ko lākou home, mahalo i kēia kanaka. ʻO ke kumu nui: Inā ʻoe i noho a noho i kou home nui no ʻelua o ʻelima mau makahiki ma mua o ke kūʻai ʻana, hiki iā ʻoe ke loaʻa i ka $250,000 ka loaʻa kālā ke kūʻai aku a ʻaʻole pono ʻoe e koi i kāu ʻauhau. Ma ke ʻano he kāne male, hiki iā ʻoe ke hoʻokaʻawale a hiki i $500,000 kālā. Ma ka ʻaoʻao ʻē aʻe, inā ʻoe i ʻeke ma mua o $250,000 (ma kāu iho) a i ʻole $500,000 (ma ke ʻano he kāne), e ʻauhau ʻia ʻoe.
iwakālua20 Keena Home
Inā hoʻohana pono ʻoe i kou keʻena home i ka manawa piha (maʻamau a kūʻokoʻa, e like me nā kuhikuhi a ka IRS ), hiki iā ʻoe ke lawe i ka unuhi ʻana o ke keʻena home no ka pākēneka o kāu ukupanee moraki, ʻinikua a me ka mālama ʻana—e pili ana i ka pākēneka o kāu kiʻi huinaha i hoʻohana ʻia no kāu ʻoihana.
Auhau Waiwai
Hoʻomanaʻo: Inā ʻike ʻoe i kāu mau unuhi, hiki iā ʻoe ke kākau i ka nui o nā ʻauhau waiwai o kou home. Akā ke poʻo i luna: Hoʻomaka aʻe makahiki e kaupalena ʻia kēia unuhi ʻana i $10,000 ka huina (no ke code ʻauhau hou).
Na koina nee
Ua kūʻai ʻoe i kou home hou ma muli o kahi hana? Inā hoʻokō ʻoe i nā pae hoʻohālike (ʻo ʻoe e hana manawa piha no nā pule he 39 ma lalo o 12 mau mahina ma hope o kou neʻe ʻana, a ʻo kāu gig hou ma kahi o 50 mau mile ka mamao mai kou home kahiko ma mua o kou wahi hana kahiko), ʻo ʻoe. hiki ke koi i kāu mau koina neʻe—nā mea a pau mai nā neʻe a i nā pahu waihona.
PILI: Hiki iā ʻoe ke kākau i kāu papa SoulCycle (Plus 5 ʻauhau ʻauhau ʻē aʻe hiki iā ʻoe ke lawe i kēia makahiki)
