Inā hoʻonohonoho ʻoe i kahi haʻawina FSA no 2020 (ʻo ia hoʻi. hāʻawi ʻia kahi lula kūikawā no ka manawa pōkole e hiki ai i nā limahana ke koho e hoʻololi i nā kālā FSA i hoʻohana ʻole ʻia mai 2020 a i 2021 a, i kekahi mau manawa, 2022.) Eia nō naʻe, pili kekahi hoʻonui i kāu mea hana—e nānā me kāu keʻena HR no ka ʻike hou aku—ʻo ia hoʻi, hiki iā ʻoe ke noho i lalo. i ka lā pau i kau ʻia ma lalo o nā kūlana maʻamau. Inā ʻo ia ka hihia iā ʻoe, ua hōʻuluʻulu mākou i nā ala maikaʻi loa e hoʻohana ai (vs. nalowale) i kāu koena FSA koena.
ʻO Jose Luis Pelaez Inc/Getty Images
Nā mea pono kōkua mua
Holo aku kekahi a hoʻopaʻa hou i kā lākou pahu kōkua mua i ka hoʻomaka ʻana o ka maʻi maʻi? ʻO mākou wale nō? ʻO kēlā mau mea pono a pau i loko o kāu keʻena lāʻau lapaʻau (band-aids, thermometers, a hiki i kahi pahu kōkua mua i hoʻopaʻa mua ʻia) he kūpono FSA, ʻo ia hoʻi hiki iā ʻoe ke kūʻai i kēia manawa no laila ua mākaukau piha ʻoe no ka. ke pono ʻoe iā lākou.
E kiʻi i ka waiwai: ʻO ka wela wela ʻulaʻula ($ 43); ʻO nā pūʻulu like ʻole Band-Aid ($ 3); Papa hoʻomohana Maʻemaʻe Enrichment ($ 35); Ace bandage ($ 7); Johnson & Johnson pahu kokua mua ($ 12)
ʻO Grace Cary/Getty Images
ʻO nā lāʻau lapaʻau ma luna o ka hale kūʻai
Ma mua o COVID-19, pono ʻoe i kahi ʻōlelo kuhikuhi i mea e loaʻa hou ai ka lāʻau lapaʻau OTC. Akā, mahalo i ke kānāwai CARES, kēlā ua kāpae ʻia ke koi no ka lāʻau lapaʻau OTC (nā mea a pau mai nā mea hōʻeha ʻeha a i nā anti-inflammatories) i kūʻai ʻia ma waena o Ianuali 1, 2020 a me Dekemaba 31, 2021.
E kiʻi i ka waiwai: Advil hoʻomaha ʻeha ($ 22); Health A2Z nasal spray ($ 30); Nā papa Tums ($ 14); OLLY probiotic ($ 13); Nā huaora prenatal NatureMade ($ 28)
ʻO Isabel Pavia/Getty ImagesʻO nā mea a pau e pili ana i ka mālama manstrual
Hiki i ka FSA ke hoʻomalu hānau (ma kekahi mau hihia, me kahi ʻōlelo kuhikuhi no laila e nānā me kāu kauka), akā mai Ianuali 1, 2020, pēlā nā huahana mālama menstrual—nā mea e like me nā pads, nā tampons, nā kīʻaha, a me nā lole i loko o ka wā.
E kiʻi i ka waiwai: Tampax momi tampons ($ 32); Pads mau ($ 20); kīʻaha menstrual paʻakai ($ 29); ʻO ke kapa komo Cora period ($ 25)
Nā Kiʻi Rayes/GettyNā mea pili i nā pēpē
ʻO kēlā Nānā pēpē Owlet ua ʻike ʻoe? Aia kēlā ma ka papa inoa kūpono FSA. Pela no ka pauma umauma, ka cream diaper—a me ka snot omo FridaBaby. (Inā ʻaʻole ia he mea koʻikoʻi, ʻaʻole maopopo iā mākou he aha ia.)
E kiʻi i ka waiwai: Nānā pēpē Owlet ($ 399); ʻO ka pulu umauma Willow ($ 500); ʻO ka pauma umauma Elvie ($ 499); ʻAla ʻaila diaper Triple Paste ($ 30); FridaBaby NoseFrida snot sucker ($ 17)
Nā Kiʻi Johner/Getty ImagesNā mea hana no ka hoʻomaʻemaʻe niho
ʻO nā mea a pau āu e ʻimi ai no ka hoʻomaʻemaʻe ʻana i kou mau niho (e ʻōlelo, he copay) a i ʻole ke kumukūʻai o kēlā lapaʻau fluoride hoʻohui ʻia he mea hiki iā ʻoe ke uku me ke kālā FSA āu i hoʻokaʻawale ai. Pēlā nō no ke kiaʻi pō a me nā hana orthodontic (e like me nā braces no kāu mau keiki a i ʻole Invisalign).
E kiʻi i ka waiwai: Kiaʻi niho maʻamau EnCore ($ 129)
chabybucko/Getty ImagesMakaaniani Hou
ʻO kēlā hoʻokolohua maka āu e waiho nei? Hiki iā ʻoe ke uku no ia me nā kālā FSA āu i hoʻokaʻawale ai. ʻO nā lilo ʻē aʻe e pili ana i ka hihiʻo e helu ʻia: ʻO nā maka aniani (a i ʻole nā maka aniani), nā mea hoʻopili, ka hoʻonā lens hoʻopili, nā pahu hoʻoponopono maka a me Lasik.
E kiʻi i ka waiwai: ʻO nā kiʻi maka aniani kuhikuhi Ray-Ban ($ 72); ʻO Renu pili pili ($ 14); ʻO ka pahu hoʻoponopono maka maka Kingsdun ($ 11)
Nā Kiʻi Cavan/Getty ImagesNā Huahana mālama ʻili
Ke hele mai nei ke kauwela (ʻo ia hoʻi kahi mea mamao. Hiki iā ʻoe ke hoʻohana i nā kālā FSA ma ka pale lā, ʻo ia hoʻi, ʻaʻohe manawa maikaʻi aʻe e nānā i nā lā pau o nā paipu āu i loaʻa ai a hoʻopaʻa.
E kiʻi i ka waiwai: Supergoop pale lā ($ 34); Babyganics pale lā ($ 17); EltaMD pale lā ($ 36)
Nā kiʻi ʻo Klaus Vedfelt/GettyNā Pono Kaʻahele
No laila, pono ʻoe e lohi i kāu hui ʻohana 2020 ma Bahamas. ʻO ka nūhou maikaʻi, ʻo nā socks compression a me nā uluna huakaʻi i loaʻa iā ʻoe ma kāu papa kūʻai kūʻai, ʻaʻohe mea i ka wā e hele ai ʻoe e hoʻonohonoho hou i kāu huakaʻi. (Ua ʻae ʻia lākou e FSA.)
E kiʻi i ka waiwai: ʻO nā pūkini hoʻoemi Comrad ($ 29); Uluna hele ostrich ($ 40)
PILI: 7 Nā mea i hoʻololi ʻia no kāu ʻauhau ma 2020