Airline Miles Versus Cash Back Kāleka ʻaiʻē: Koʻi mākou i kahi loea e aʻo i ka uku ʻoi aku ka maikaʻi

Nā Inoa MaikaʻI Loa No Nā Keiki

Hiki ke manaʻo e like me ka hoʻokahuli kālā e kākau i kahi hoʻomaha ma nā helu. (Ka mokulele i Palika no $0 mai loko mai o ka ʻeke? ʻAe, e ʻoluʻolu.) Akā inā loaʻa ka hiki ke hoʻihoʻi kālā ma ka papa, hiki ke paʻakikī ke ʻike i ka waiwai ʻoi aku ka maikaʻi. ʻO ia ke kumu i kāhea aku ai mākou iā Julian Kheel, ka luna hoʻokele a me ka mea loiloi kiʻekiʻe ma Ke Kanaka Lae , e aʻo mai iā mākou pehea e helu ai i ka koho maikaʻi loa.



Nā Mea Mua Mua: He aha nā Lae a i ʻole Miles Pono?

No ka laʻana, ke hāʻawi nei ka Citi AAdvantage Platinum Select World Elite Mastercard i kahi bonus o 50,000 mau mile. Manaʻo ka Points Guy i nā mile AAdvantage American Airlines ma 1.4 keneta pakahi. E hoonui i 50,000 mile me 1.4 keneta a maopopo he $700 ka waiwai o ka bonus.



Hiki iā ʻoe ke hoʻohana i ka ʻōnaehana like e hoʻoholo ai inā ʻoi aku ka maikaʻi o nā uku e hoʻomau nei ma ke kāleka huakaʻi ma mua o nā mea ma ke kāleka hoʻihoʻi kālā. No ka laʻana, loaʻa i ka Citi Double Cash Card he 2 pakeneka kālā hoʻi ma nā kūʻai ʻana a pau, aʻo ka Hilton Honors American Express Card e loaʻa iā 3 mau helu Hilton no ke kālā ma ka hapa nui o nā kūʻai.

Wahi a The Points Guy, ʻo nā helu Hilton he 0.6 keneta wale nō i kēlā me kēia, no laila, no kēlā me kēia kālā āu e hoʻolilo ai, loaʻa iā ʻoe he 1.8 keneta wale nō—emi iho i ka 2 keneta no ke kālā āu e loaʻa ai me ka Citi Double Cash.

Aia kekahi mau mea e noʻonoʻo ai

ʻO nā mea e like me nā makana hoʻokipa a me nā hōʻailona hōʻailona (maʻamau me nā kāleka hōʻaiʻē e hāʻawi ana i nā mile huakaʻi) hiki ke hōʻoki i nā unahi i ka wā e hoʻoholo ai i ke kāleka e loaʻa ai ka uku maikaʻi. Hāʻawi ka Chase Sapphire Preferred Card i kahi bonus hōʻailona o 60,000 mau helu (pono $ 1,200 ke hoʻohana ʻia ma kahi kokoke i 13 mau mokulele a me nā hōkele, e like me nā kumukūʻai hou loa o The Points Guy) ma hope o kou kūʻai ʻana i $4,000 i kāu mau mahina ʻekolu o ka wehe ʻana i kahi moʻokāki. . ʻO nā kāleka hoʻihoʻi kālā, ma ka ʻaoʻao ʻē aʻe, hāʻawi i nā bonus hōʻailona i kūpono i ʻelua haneli kālā ma ka nui.



He mea maikaʻi nō hoʻi e ʻike i nā mea e like me nā ʻāpana hoʻolilo bonus (no ka laʻana, hāʻawi ka Chase Sapphire Preferred Card i nā helu 3x Ultimate Rewards ma nā huakaʻi hele a me nā kūʻai ʻai ʻana) a me nā uku makahiki (ʻoi aku kekahi mau uku makahiki ma luna o $350, e hōʻemi ana i nā pōmaikaʻi o nā helu) .

Laina lalo

No ka hoʻoholo maoli ʻana i ke kumukūʻai o nā makana i hāʻawi ʻia e kahi kāleka, pono ʻoe e nānā i ka loiloi (ʻike i hoʻonui pinepine ʻia ma The Points Guy) a hoʻonui i kēlā helu me ka nui bonus.

ʻO kēlā ʻōlelo, loaʻa iā Kheel kahi koho kiʻekiʻe no kēlā me kēia ʻano kāleka: 'The Kālā Kālā Pālua Citi He kāleka hoʻihoʻi kālā i kēlā me kēia lā e lawelawe maikaʻi i ka hapa nui o nā kānaka, a me ka ʻO Chase Sapphire makemake ʻia he kāleka makana huakaʻi holoʻokoʻa e kūpono i nā pono o nā huakaʻi hoʻomaka a holomua.



PILI: Pehea e uku ai i kāu hoʻomaha holoʻokoʻa ma nā helu kāleka hōʻaiʻē

Kou Horoscope No Ka LāʻApōpō